[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kpso.cz\/resi-to-hypotekou\/#Article","mainEntityOfPage":"https:\/\/www.kpso.cz\/resi-to-hypotekou\/","headline":"\u0158e\u0161\u00ed to hypot\u00e9kou","name":"\u0158e\u0161\u00ed to hypot\u00e9kou","description":"Pokud podnikateli nastanou kru\u0161n\u00e9 \u010dasy, nen\u00ed mu v\u016fbec co z\u00e1vid\u011bt. Proto\u017ee je na tom v podstat\u011b je\u0161t\u011b daleko h\u016f\u0159 ne\u017e ostatn\u00ed smrteln\u00edci. Mus\u00ed se toti\u017e stejn\u011b jako kdokoliv jin\u00fd postarat o sebe, ale z\u00e1rove\u0148 nav\u00edc i o sv\u016fj podnik a v\u0161echny a v\u0161e, co s t\u00edmto souvis\u00ed. A to v\u011bru nemus\u00ed b\u00fdt nic snadn\u00e9ho. Nejednou […]","datePublished":"2019-10-19","dateModified":"2019-10-19","author":{"@type":"Person","@id":"https:\/\/www.kpso.cz\/author\/#Person","name":"","url":"https:\/\/www.kpso.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/eaa8d03c255e1a749937a03afe319562d500ac9ddac78a88a8e436c8d21c5e47?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/eaa8d03c255e1a749937a03afe319562d500ac9ddac78a88a8e436c8d21c5e47?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kpso.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kpso.cz\/wp-content\/uploads\/img_a367012_w2211_t1579440353.jpg","url":"https:\/\/www.kpso.cz\/wp-content\/uploads\/img_a367012_w2211_t1579440353.jpg","height":0,"width":0},"url":"https:\/\/www.kpso.cz\/resi-to-hypotekou\/","about":["D\u016fm a zahrada"],"wordCount":415,"articleBody":"   Pokud podnikateli nastanou kru\u0161n\u00e9 \u010dasy, nen\u00ed mu v\u016fbec co z\u00e1vid\u011bt. Proto\u017ee je na tom v podstat\u011b je\u0161t\u011b daleko h\u016f\u0159 ne\u017e ostatn\u00ed smrteln\u00edci. Mus\u00ed se toti\u017e stejn\u011b jako kdokoliv jin\u00fd postarat o sebe, ale z\u00e1rove\u0148 nav\u00edc i o sv\u016fj podnik a v\u0161echny a v\u0161e, co s t\u00edmto souvis\u00ed. A to v\u011bru nemus\u00ed b\u00fdt nic snadn\u00e9ho. Nejednou takov\u00e9mu podnikateli nezb\u00fdv\u00e1 nic jin\u00e9ho, ne\u017e si nechat pomoci od n\u011bkoho jin\u00e9ho. Tedy p\u016fj\u010dit si pen\u00edze, jimi\u017e by mohl svou firmu a z\u00e1konit\u011b i sebe spasit. Co\u017e se ale daleko sn\u00e1ze \u0159ekne, ne\u017e ud\u011bl\u00e1. Mo\u017en\u00e1 v\u00edte i z vlastn\u00ed zku\u0161enosti, pro\u010d. Je toti\u017e naprosto logick\u00e9, \u017ee podnikatel, kter\u00fd se ocitl ve finan\u010dn\u00edch nesn\u00e1z\u00edch, nen\u00ed zrovna ide\u00e1ln\u00edm prototypem \u017eadatele o p\u016fj\u010dku. M\u00e1 n\u00edzk\u00e9 p\u0159\u00edjmy a vesm\u011bs i nedob\u0159e vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, m\u016f\u017ee m\u00edt jin\u00e9 dluhy, z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, exekuce a dal\u0161\u00ed probl\u00e9my. A to v\u0161echno ho \u010din\u00ed pro bankovn\u00ed \u00fa\u0159edn\u00edky a nejednoho dal\u0161\u00edho hypotetick\u00e9ho poskytovatele p\u016fj\u010dek nezaj\u00edmav\u00fdm, s n\u011bk\u00fdm takov\u00fdm nikdo netou\u017e\u00ed riskovat. A proto je \u010dast\u00fdm \u00fakazem, \u017ee se takov\u00fd podnikatel vyprav\u00ed do jedn\u00e9 banky, pak do banky druh\u00e9, t\u0159et\u00ed,\u2026 A odev\u0161ad odejde s nepo\u0159\u00edzenou. Nikde mu nep\u016fj\u010d\u00ed, proto\u017ee je sporn\u00e9, zda tento \u017eadatel bude schopen p\u016fj\u010den\u00e9 finance vr\u00e1tit. A podobn\u00fd podnikatel tak m\u016f\u017ee b\u00fdt vd\u011b\u010dn\u00fd, \u017ee existuje americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. A to proto, \u017ee v jej\u00edm p\u0159\u00edpad\u011b je riziko odm\u00edtnut\u00ed \u017eadatele o pozn\u00e1n\u00ed men\u0161\u00ed. Zde se toho toti\u017e po nikom tolik nepo\u017eaduje, sta\u010d\u00ed tu splnit jen daleko m\u00e9n\u011b povinnost\u00ed, aby n\u011bkomu p\u016fj\u010dili. V podstat\u011b sta\u010d\u00ed jenom m\u00edt nemovitost, ji\u017e by bylo mo\u017en\u00e9 d\u00e1t nebankovn\u00ed spole\u010dnosti do z\u00e1stavy, sta\u010d\u00ed m\u00edt takov\u00e9 p\u0159\u00edjmy, aby se z nich daly hradit spl\u00e1tky, a nic v\u00edc. Kdo tato krit\u00e9ria spl\u0148uje, m\u016f\u017ee si jednodu\u0161e za\u017e\u00e1dat, podepsat smlouvu a ne\u017e se nad\u011bje, bude m\u00edt pen\u00edze na \u00fa\u010dtu. Spas\u00ed jimi svoji firmu, a kdy\u017e je pak za optim\u00e1ln\u00edch podm\u00ednek splat\u00ed, bude po probl\u00e9mech.                                                                                                                                                                                                                                                                                                                                                                                           4\/5 - (1 vote)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0158e\u0161\u00ed to hypot\u00e9kou","item":"https:\/\/www.kpso.cz\/resi-to-hypotekou\/#breadcrumbitem"}]}]