[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kpso.cz\/druhy-fondu-do-kterych-lze-investovat\/#Article","mainEntityOfPage":"https:\/\/www.kpso.cz\/druhy-fondu-do-kterych-lze-investovat\/","headline":"Druhy fond\u016f, do kter\u00fdch lze investovat","name":"Druhy fond\u016f, do kter\u00fdch lze investovat","description":"Dluhopisov\u00e9 fondy Do dluhopisov\u00fdch fond\u016f investuj\u00ed lid\u00e9, kte\u0159\u00ed hledaj\u00ed zhodnocen\u00ed sv\u00e9 investice minim\u00e1ln\u011b v \u0159\u00e1du 5 let. Na dluhopisov\u00fdch fondech lze opravdu velice dob\u0159e vyd\u011blat, pokud n\u00e1m b\u011bhem investi\u010dn\u00edho obdob\u00ed klesnou \u00farokov\u00e9 sazby. Tehdy zhodnocen\u00ed pova\u017eovat za velmi zaj\u00edmav\u00e9, ale jinak se klasick\u00e9 zhodnocen\u00ed pohybuje od 3% a\u017e do 5%. Sm\u00ed\u0161en\u00e9 fondy Sm\u00ed\u0161en\u00e9 fondy disponuj\u00ed […]","datePublished":"2025-03-01","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.kpso.cz\/author\/#Person","name":"","url":"https:\/\/www.kpso.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/eaa8d03c255e1a749937a03afe319562d500ac9ddac78a88a8e436c8d21c5e47?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/eaa8d03c255e1a749937a03afe319562d500ac9ddac78a88a8e436c8d21c5e47?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kpso.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kpso.cz\/wp-content\/uploads\/img_a309855_w2105_t1520852725.jpg","url":"https:\/\/www.kpso.cz\/wp-content\/uploads\/img_a309855_w2105_t1520852725.jpg","height":0,"width":0},"url":"https:\/\/www.kpso.cz\/druhy-fondu-do-kterych-lze-investovat\/","wordCount":360,"articleBody":"  Dluhopisov\u00e9 fondy Do dluhopisov\u00fdch fond\u016f investuj\u00ed lid\u00e9, kte\u0159\u00ed hledaj\u00ed zhodnocen\u00ed sv\u00e9 investice minim\u00e1ln\u011b v \u0159\u00e1du 5 let. Na dluhopisov\u00fdch fondech lze opravdu velice dob\u0159e vyd\u011blat, pokud n\u00e1m b\u011bhem investi\u010dn\u00edho obdob\u00ed klesnou \u00farokov\u00e9 sazby. Tehdy zhodnocen\u00ed pova\u017eovat za velmi zaj\u00edmav\u00e9, ale jinak se klasick\u00e9 zhodnocen\u00ed pohybuje od 3% a\u017e do 5%.   Sm\u00ed\u0161en\u00e9 fondy Sm\u00ed\u0161en\u00e9 fondy disponuj\u00ed u\u017e \u0161ir\u0161\u00edm portfoliem ne\u017e pouh\u00e9 dluhopisov\u00e9 fondy. U sm\u00ed\u0161en\u00fdch fond\u016f se investuje do akci\u00ed r\u016fzn\u00fdch spole\u010dnost\u00ed a firem, tak samo jako nap\u0159\u00edklad do dluhopis\u016f \u010di zlata. V\u00fdnosy jsou zde mnohem v\u011bt\u0161\u00ed ne\u017e u dluhopis\u016f, ale za podstatn\u011b vy\u0161\u0161\u00edho rizika, kter\u00e9ho se nemus\u00edme b\u00e1t, jestli\u017ee m\u00e1me \u0159\u00e1dnou diverzifikaci. Fondy pen\u011b\u017en\u00edho typu Fondy pen\u011b\u017en\u00edho typu jsou velice zn\u00e1m\u00e9 n\u00edzk\u00fdch rizikem a vysokou likviditou, ale co se zhodnocen\u00ed t\u00fd\u010de, tak to \u017e\u00e1dn\u00e1 sl\u00e1va nen\u00ed. Jestli n\u011bkdo zva\u017euje investici do tohoto typu fond\u016f, tak je dobr\u00e9 si uv\u011bdomit, \u017ee u r\u016fzn\u00fdch term\u00ednovan\u00fdch vklad\u016f v bankovn\u00edch instituc\u00edch dos\u00e1hne lep\u0161\u00edho zhodnocen\u00ed investovan\u00e9 \u010d\u00e1stky za stejnou m\u00edru rizika. Akciov\u00e9 fondy Akciov\u00e9 fondy u\u017e p\u0159in\u00e1\u0161\u00ed velmi dobr\u00e9 zhodnocen\u00ed, kter\u00e9 se \u0159\u00e1dov\u011b pohybuje okolo 8%. Riziko je zde v\u0161ak u\u017e zna\u010dn\u00e9 jeliko\u017e firma, jej\u00ed\u017e akcie nakupujeme, m\u016f\u017ee prod\u011blat a tak samo i hodnota na\u0161ich cenn\u00fdch pap\u00edr\u016f. Zde je dobr\u00e9 poznat firmu, jej\u00ed\u017e akcie kupujeme a m\u00edt lep\u0161\u00ed rozhled p\u0159\u00edmo ve sv\u011bt\u011b akci\u00ed. Zde u\u017e doporu\u010dujeme zjistit si v\u00edce informac\u00ed od zku\u0161en\u00fdch odborn\u00edku a sledovat modern\u00ed trendy a jednotliv\u00e9 firmy a jejich s\u00edlu na trhu.  Realitn\u00ed fondy U realitn\u00edch fond\u016f je ten probl\u00e9m, \u017ee je siln\u011b spjat s ekonomickou situac\u00ed dan\u00e9 zem\u011b, kde prob\u00edh\u00e1 n\u00e1kup nemovitost\u00ed. Jestli\u017ee se zhor\u0161\u00ed ekonomick\u00e1 situace dan\u00e9 zem\u011b, tak kauz\u00e1ln\u011b se na realitn\u00edm fond\u016f prod\u011bl\u00e1v\u00e1. Makl\u00e9\u0159i n\u011bkdy l\u00e1kaj\u00ed na \u0161\u00edlen\u011b skv\u011bl\u00e9 v\u00fdnosy, ale u\u017e t\u0159eba zapomenou riziko ztr\u00e1ty cel\u00e9 investice.                                                                                                                                                                                                                                                                                                                                                                                         4.8\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Druhy fond\u016f, do kter\u00fdch lze investovat","item":"https:\/\/www.kpso.cz\/druhy-fondu-do-kterych-lze-investovat\/#breadcrumbitem"}]}]